New Haven Postal Employees Federal Credit Union

LOAN RATES

Effective 01/02/2013. Rates subject to change without prior notice
*Loans granted to qualified applicants; excluding tax; license and registration fees; maximum financing is $40,000.00; financing for used cars based on NADA used car guide. **Aggregate balance for unsecured loans is $20,000.00 which includes the NHPEFCU Visa Card credit limit. *Loan rates based on credit score and length of loan

New Vehicle Loan Rates
Term	Rate As Low As	Conditions
24 mos	3.50% APR	100% * Financing
36 mos	3.75% APR	100% * Financing
48 mos	4.00% APR	100% * Financing
60 mos	4.25% APR	100% * Financing
72 mos	4.50% APR	100% * Financing
Used Vehicle Loan Rates 2012-2011-2010 (1-3 years)
Term	Rate As Low As	Conditions
24 mos	4.50% APR	100% * Financing
36 mos	4.75% APR	100% * Financing
48 mos	5.00% APR	100% * Financing
60 mos	5.25% APR	100% * Financing
Used Vehicle Loan Rates 2009-2008 (4-5 years)
Term	Rate As Low As
24 mos	5.50% APR*
36 mos	6.50% APR*
Personal Loans ( Maximum borrowed is $5,000 )
Term	Rate As Low As
24 mos	10.00% APR**
36 mos	12.50% APR**
Co-Signer Loans ( Maximum borrowed is $7,500 )
Term	Rate As Low As
36 mos	12.50% APR**
Share Secured Loan Rates
Term	Rate
60 mos	(3% over share rate)