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FINANCIAL CALCULATORS

Savings Calculator

This calculator will determine how much interest you will earn over a given period of time. 

Total invested each month:
Number of months/years to acquire sum:
Interest rate on savings: %
Total:
  Investment Calculator
Current Principal: $
Annual Addition: $
Years to grow:  
Interest Rate:   %
Compound interest time(s) annually
Make additions at start end of each compounding period
 
Results
Future Value: $


Minimum Income Calculator  - Calculate the lowest level of income needed to secure a particular home loan. This calculator takes into account a number of options, so you can compare the effects of different loan types on an average mortgage.

Loan Calculator
This calculator will determine how much a loan payment will be for a particular loan. 
# of Payments
 Interest Rate
 Principal
 Monthly Payment

Monthly Payment Estimator  - Estimate monthly mortgage payments for any size loan with this handy calculator. Change interest rates, length of loan, even add prepayments if you desire. This calculator also allows you to view or print an amortization schedule of the results.
 

Affordability Calculator - How much house can you afford?  Find out quickly by running this calculator, which determines the maximum loan you can expect to qualify for, based upon your income and expenses.
 

Prepayment Calculator - Many mortgages allow you to prepay your principal. Run your numbers through this calculator to find out how quickly prepayments can reduce your principal. A few extra dollars a month can substantially reduce the total length of your mortgage term.
 

Refinance Calculator - Use this calculator to decide whether or not this is a good time to refinance your loan.
 

Improve or Move Calculator - Use this calculator to compare the cost of improving your existing home with the cost of buying a new home.
 

Rent vs. Buy Calculator - If you are currently renting, use this calculator as a tool to see if now is a good time for you to purchase a home. 

Note: Calculators are for estimation purposes only. Actual yields and payments may vary. Please contact the credit union for detailed information regarding any financial scenario you create using these calculators.

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